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Intellectual property (IP)

The number of lawsuits related to intellectual property rights has increased significantly in recent years. Tokio Marine Kiln's intellectual property (IP) insurance solutions are designed to protect an enterprise from the substantial financial risks involved with IP related disputes.

Our products also cover additional expenses incurred during an IP dispute such as legal fees, travel costs, expert witnesses, translations and product withdrawal charges.

Our maximum line size is USD25m or EUR25m.

Read our article in a special supplement of The Times to mark World Intellectual Property Day.

No insurance on your IP? You could be putting your company at risk.

Tokio Marine Kiln IP Products

IP Product	What it covers	Countries available in	Particularly suited to
Infringement Liability	Legal defence costs and liability for damages and settlements when third parties allege the insured has infringed their IP	Globally	Manufacturers Importers Exporters Retailers of all sizes
Enforcement/Pursuit Cover	Legal expenses to fund litigation against those who infringe IP	Globally excluding USA	SMEs
IP reps & warranty cover	Breach of warranties and indemnity requirements such as a breach of title, validity and non-infringement in sale and purchase agreements Other transactions involving the transfer of IP rights	Globally	Large multinationals Companies involved in M&A including advisors
First party Financial Loss / Business Interruption	Financial loss arising from: an injunction preventing you from selling your products as a result of IP infringement. Loss of IP and trade secret information Invalidation of your own IP rights Challenges to the title or ownership of IP rights Contractual penalties	Globally	Manufacturers Importers Exporters Retailers of all sizes
Optional add-ons to above products
Contractual Liability	Contractual indemnities given under contract relating to the use, supply and manufacture of products, services or processes of the insured	Globally	Manufacturers Importers Exporters Retailers of all sizes
Contractual Disputes	Legal costs involved in pursuing or defending a breach of contract for example, a licence or distribution agreement	Globally excluding USA	SMEs
Reputational Harm	Loss of profit from adverse media coverage	Globally	Everyone
Cyber	Those who have their IP stolen due to a cyber attack	Globally	Everyone