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Equine insurance

Every horse owner knows that dedication and patience are required to cope with the inevitable highs and lows of their sport. Equine insurance can help alleviate the significant financial blows that disrupt their enjoyment and success.

Tokio Marine Kiln's focus is on providing specialist coverage for sports and leisure horses worldwide, as well as global coverage for the Thoroughbred, Standardbred, Quarterhorse and Arabian sector.

In the event of a claim, horses insured with Tokio Marine Kiln can access some of the best veterinary practitioners in the world.

Tokio Marine Kiln's equestrian products include:

  • All risks mortality
  • Vets fees and major medical coverage
  • Loss of use (incapacity and infertility)
  • Transit risk
  • Tack and equipment
  • Personal accident
  • Equine related third party liability
  • Stay-behind insurance
  • Care custody and control liability

Bloodstock risks comprise Thoroughbred flat and jump racehorses, Thoroughbred breeding stock and stallions, Standardbreds, Quaterhorses and Arabians.

Tokio Marine Kiln's bloodstock products include:

  • All risks mortality
  • Stallion permanent total infertility
  • Transit risk
  • Surgical costs
  • Frustration of import and export
  • Stallion loss of income
  • Congenital first season infertility
  • Care custody and control liability


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Georgina Smart
Head of Equine London
Equine & Bloodstock
Tel: +44 (0)20 7360 1654
Sarah Gearing
Underwriter London
Equine & Bloodstock
Tel: +44 (0)20 7767 2109