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Tokio Marine Kiln provides liability insurance for many types of business across the world in case their processes, activities or products cause unintended damage or injury to third parties. A catastrophic event could lead to the permanent closure of a business, lost customers and contracts permanently unfulfilled as a result of third party claims.
Our professional team of underwriters provides standardised liability policies as well as tailor-made insurance programmes to protect your client's liabilities, so their businesses can continue to run smoothly should an incident occur. We understand complex risks and can offer non-conventional programmes along with tailored claims handling services using proven out-source companies overseen by our own in-house team of experts.
We also offer extensive expertise that adds real value for our clients. Our underwriters have a detailed understanding of the legal and business environments in which our clients operate, and our specialist wording expertise allows us to tailor bespoke coverage to suit individual circumstances.
What you need, where you need it
We provide insurance cover in nearly all territories and jurisdictions globally (although appetite is limited for USA domiciled exposures), on a primary and/or excess basis with limits up to GBP 75m across our platforms covering Public liability, Products liability, Sudden and Accidental Pollution liability and Employers’ liability.
TMK Coverholders extend our reach
We also have an extensive network of coverholders around the world who form a key part of TMK's business distribution network and can provide access to a wide range of TMK's products and support as well as local claims handling capabilities. To support this we have a dedicated Delegated Authority team in place to provide in-house expertise on the management and oversight of delegated authority business.