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Tokio Marine Kiln provides liability insurance for many types of business across the world in case their processes, activities or products cause unintended damage or injury to third parties. A catastrophic event could lead to the permanent closure of a business, lost customers and contracts permanently unfulfilled as a result of third party claims.
Our underwriters provide standardised and tailor-made insurance programmes so your client's businesses can continue to run smoothly should an incident occur. We understand complex risks and can offer non-conventional programmes along with a dedicated claims handling service.
We also provide clients with added-value expertise in a number of areas: we have a detailed understanding of our clients’ legal and business environments so we can ensure the right cover is in place and our specialist wording expertise means we can design tailored cover to suit individual circumstances.
What you need, where you need it
We provide cover in nearly all territories and jurisdictions globally (although our appetite is limited for USA domiciled exposures), on a primary and/or excess basis with limits up to GBP 75m across our platforms, covering Public liability, Products liability, Sudden and Accidental Pollution liability and Employers’ liability.
TMK Coverholders extend our reach
We also have an extensive network of coverholders around the world who are a key part of our business distribution network. They give you access to a wide range of TMK's products and support as well as local claims handling capabilities. To support them we have a dedicated Delegated Authority team providing in-house expertise on the management and oversight of delegated authority business.
Employers’ Liability business – don’t forget the ERN number!
If you place Employers’ Liability business in the UK, then please remember to send us the insured’s Employers’ Reference Number (ERN) for each company and subsidiary company that we are being asked to insure. You can find out more about ERN numbers in this useful guide by ELTO.