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Our Enterprise Risk division, which was established in 2009, is focused on developing innovative solutions to address emerging threats.
The considerable shift in value from physical assets such as bricks and mortar to more intangible areas like intellectual property, reputation and digital assets has, in turn, given rise to more concern over 'acts of man' rather than the traditional perils associated with “acts of God”. Our underwriters design and develop insurance for these risks focusing primarily on business interruption and consequential loss indemnities but also some liability in classes like cyber and intellectual property.
TMK’s Head of Innovation Tom Hoad has views on intangible insurance products and how the industry should cater for today’s and tomorrow’s needs.
Watch his full interview below.