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A hazardous occupation is one where the risk of serious injury or death is constant. There are as many different risks as there are hazardous occupations, but those who put their lives on the line are often overlooked by the insurance industry.
Responding to the demand for personal accident cover from high-risk groups and individuals, working in some of the most challenging parts of the world, requires a level of technical insurance expertise that is only found within a specialist, dedicated underwriting team.
At Tokio Marine Kiln we offer specialist personal accident insurance for:
- War and terrorism coverage for security personnel, contractors, NGOs and aid agencies operating in post-conflict parts of the world
- High limit event accumulations and ‘catastrophe’ cover either on a per person or group basis, directly or via excess of loss reinsurance
- Product enhancements where our insurances can be added to complimentary sales such as credit cards